Terms & Conditions
Last updated: 1 March 2026
Acceptance
By using Karti you agree to these terms. If you do not agree, please do not use the service.
What Karti provides
Karti is an informational tool that compares publicly available credit card reward programs in the UAE. We help you estimate which card may give you the best value for your spending patterns.
Not financial advice
Karti is not a bank, financial advisor, or licensed financial institution. The information provided is for general comparison purposes only and does not constitute financial advice. Always verify reward rates and terms directly with your card issuer before making financial decisions.
No confidential data
We do not collect, store, or request any confidential financial information such as credit card numbers, CVVs, PINs, or bank account credentials. See our Privacy Policy for details on what we do collect.
Data sources & accuracy
Reward rates, benefits, and card details displayed on Karti are sourced from publicly available information on official UAE bank websites. We attribute every listing to its source and include verification dates where available. We make reasonable efforts to keep data accurate but do not guarantee it is always current. Benefits can change without notice — always confirm details on your bank's official website.
Independence
Karti is an independent comparison tool. We are not affiliated with, endorsed by, or sponsored by any bank or financial institution. Bank names and logos are used solely for identification purposes.
Corrections & removal
If you believe any information is incorrect or you represent a bank that would like data removed or corrected, please see our Corrections & Removal Requests page or email [email protected].
Your account
You are responsible for maintaining access to the email account used to sign in. You may request account deletion at any time by emailing [email protected].
Limitation of liability
Karti is provided “as is” without warranties of any kind. We are not liable for any decisions you make based on information shown in the app.
Changes
We may update these terms from time to time. Continued use of Karti after changes constitutes acceptance of the updated terms.