Privacy Policy

What is Karti?

Karti is a free credit card rewards comparison tool for UAE residents. We help you find the best card for every purchase — we are not a bank or financial institution.

Information we collect

• Account info: When you sign in with Google or Apple, we receive your name and email address. That's it.
• Card selections: Which cards you tell us you own, so we can personalize recommendations.
• Payment logs: Spending amounts and categories you enter to track rewards. These are user-provided estimates, not actual bank transactions.

What we do NOT collect

We do not collect, store, or ask for any confidential financial information, including credit card numbers, CVVs, PINs, bank account details, or login credentials for any financial institution. We have no access to your bank accounts or card transactions.

How we use your information

• To personalize card recommendations and reward estimates.
• To save your preferences so you don't have to re-enter them.
• We do not sell, share, or rent your personal data to third parties.

Analytics

We use PostHog, a product analytics service, to understand how features are used and improve the experience. This collects anonymized usage data such as page views and button clicks. No financial information is included in analytics data.

Data storage & security

Your data is stored securely and transmitted over HTTPS. We use industry-standard practices to protect your information.

Deleting your data

You can request deletion of your account and all associated data at any time by contacting us at [email protected].

Changes

We may update this policy from time to time. Material changes will be communicated through the app.